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Our Mission is to Help Our Local Heroes Buy Homes. Find Out All your Benefits Now!

Our Mission is to Help our Local Heroes, that include our Military (Active, Reserve & Veterans), Firefighters, EMS, law Enforcement, Healthcare Professionals and Teachers, to Buy a Home.
We have access to the best programs for first-time home buyers, second home buyers and investment buyers. We have special programs for first-time home buyers that can get you a IRS tax credit up $2,000 a year
Call Our Mortgage Loan Approval Hotline at 561-316-6800 |Cell/Text: 561-373-0987

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What type of loan do you need?

Home Purchase
Home Refinance
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Great! What type of property are you purchasing?

Single Family Home
Condominium
Townhome
Multi-Family Home
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Estimate your credit score:

Excellent 740+
Good 700-739
Average 660-699
Fair 600-659
Poor < 600
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Is this your first property purchase?

Yes
No
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What is your current property purchase situation?

Signed a Purchase Agreement
Offer Pending / Found Property
Buying in 2-6 Months
Researching Options
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How will this property be used?

Primary Home
Secondary Home
Rental Property
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What is the purchase price of the new property?

[{"by":"5000","end":"100000","start":"80000"},{"by":"20000","end":"1000000","start":"100000"},{"by":"100000","end":"2000000","start":"1000000"}]
null
"240000"
  • $80K
  • $2M+
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What is your estimated down payment?

["Zero Down","1% Down","3% Down","3.5% Down","5% Down","10% Down","15% Down","20% Down","25% Down","30% Down","35% Down","40% Down","45% Down","50% Down","More Than 50% Down"]
null
"3% Down"
  • 0%
  • 50%+
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What kind of rate do you prefer?

Adjustable
Fixed
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What is your gross annual household income?

[{"by":"25000","end":"250000","start":"0"}]
null
"100000"
  • $0
  • $250K+
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What is your employment status?

Employed
Not Employed
Self Employed
Military
Other
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Bankruptcy, short sale, or foreclosure in the last 3 years?

Yes
No
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Can you show proof of income?

Yes
No
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Are you working with a real estate agent?

Yes
No
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Great! What type of property are you refinancing?

Single Family Home
Condominium
Townhome
Multi-Family Home
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Estimate your credit score:

Excellent 740+
Good 700-739
Average 660-699
Fair 600-659
Poor < 600
Continue
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What year did you purchase your home?

2010-2022
2000-2009
1990-1999
Before 1990
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Please estimate the value of the property.

[{"by":"5000","end":"100000","start":"80000"},{"by":"20000","end":"1000000","start":"100000"},{"by":"100000","end":"2000000","start":"1000000"}]
null
"240000"
  • $80K
  • $2M+
Continue
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What is the remaining 1st mortgage balance?

[{"by":"10000","end":"100000","start":"0"},{"by":"20000","end":"1000000","start":"100000"},{"by":"100000","end":"2500000","start":"1000000"}]
null
"200000"
  • $0
  • $2.5M+
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What is your 1st mortgage interest rate?

["less than 2%","2.00%","2.25%","2.50%","2.75%","3.00%","3.25%","3.50%","3.75%","4.00%","4.25%","4.50%","4.75%","5.00%","5.25%","5.50%","5.75%","6.00%","6.25%","6.50%","6.75%","7.00%","7.25%","7.50%","7.75%","8.00%","8.25%","8.50%","8.75%","9.00%","9.25%","9.50%","9.75%","10.00%","10.25%","10.50%","10.75%","11.00%","11.25%","11.50%","11.75%","12% or more"]
null
"5.00%"
  • 0%
  • 12%+
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How will this property be used?

Primary Home
Secondary Home
Rental Property
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What kind of rate do you have?

Adjustable
Fixed
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Do you have a second mortgage?

Yes
No
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Would you like to borrow additional cash?

[{"by":"10000","end":"80000","start":"10000"},{"by":"5000","end":"130000","start":"80000"},{"by":"10000","end":"200000","start":"130000"}]
null
0
  • $0 (No Cash)
  • $200K
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What is your employment status?

Employed
Not Employed
Self Employed
Military
Other
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Bankruptcy, short sale, or foreclosure in the last 3 years?

Yes
No
Continue
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Can you show proof of income?

Yes
No
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What is your average monthly income?

[{"by":"1000","end":"5000","start":"0"},{"by":"2500","end":"15000","start":"5000"},{"by":"5000","end":"50000","start":"15000"}]
null
"4000"
  • $0
  • $50K+
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What are your average monthly expenses?

[{"by":"1000","end":"5000","start":"0"},{"by":"2500","end":"15000","start":"5000"},{"by":"5000","end":"50000","start":"15000"}]
null
"3000"
  • $0
  • $50K+
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Do you currently have a FHA loan?

Yes
No
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Any late mortgage payments in the last 12 months?

None
1 Late Payment
2+ Late Payments
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What is your full name?

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What is your email address?

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What is your phone number?

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How this works...


1

60-Second Digital Mortgage Loan Evaluation 

Share some basic info; if qualified, we'll provide you with a free, no-obligation Mortgage Debt loan comparison evaluation.

2

Choose the Best Options for You

Choose from a variety of loan options and programs like:
Rate & Term Refinance
Cash-Out Refinance
Debt Consolidation

3

We Shop out the best loan terms and programs to fit your unique needs!

It only takes about 60 seconds to get everything underway. Simply enter your zip code right now to get started

This hassle-free process only takes about 60 seconds, and it won't affect your credit score!


Share some basic info

Hi, I'm Christian Penner, your personal Certified Mortgage Advisor. It looks like you may qualify for a lot more than you thought!  I am excited to talk with soon.  call me or text me anytime at 561-316-6800